With the immediate payment today there is the opportunity to get a Small loan immediately on the account. But is every microcredit one with immediate payment? Not quite; while the majority of the providers, the loan amount after a commitment within a few working days to the checking account is transferred, the option “Blutssurberwer” an actual immediate payment on the same day guaranteed.

Real online loans for bad credit: Get fast cash immediately after application

Money thanks to online credit immediately on the account

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at least 1000 euros as a small credit immediately on the account

The first banks start at 1000 euros so online loans to give, including there are only so-called mini-loans as short-term loans. (Many banks, on the other hand, even begin to define small loans starting at 1500 euros and therefore do not offer loans of 1000 euros)

Borrow money from Small loan providers

Borrow money from Small loan providers

Those who do not need a small loan, but only want to borrow little money or the money for a short time, should look around at short-term credit providers who forgive Small loans. So you can borrow money here, receive the money immediately on the account and then pay it usually – unless otherwise requested – back after 30 days.

What are the names of providers who transfer small credits immediately to the account?

There are currently 3 Small loan providers: Serratum, Cashevs and Cashreps. In addition, these portals for advertising purposes on different domain names also offer the same offer, but these are all the same offers.

Who transfers a Small loan immediately to the account without credit bureau?

All 3 providers give the Small loans without credit bureau & transfer the money immediately to the account. The exact details about credit bureau & creditworthiness of the Small loan provider we explain in the following section.

Debit interest rate of 4.83% – 15.49% (depending on creditworthiness) fixed for the entire term, effective annual interest rate: 4.90% up to a maximum of 15.99%, net loan amount: 1,000 – 100,000 euros, contract period: 12 – 120 months. Representative example: borrowing rate fixed at 7.98% for the entire period, effective annual interest rate: 8,29%, net loan amount: 10,000 euro, contract period: 72 months, monthly installment: 175,29 euro, total interest cost: 2620,68 euro, total repayment ( including all fees): 12.620,68 Euro.

Up to 500 euros Small loan immediately on the account without credit bureau with Cashevs

Cashevs is a Small loan provider from Berlin, which gives Small loans of 50 to 500 euros. However, these are short-term loans that you have to repay after 30 days (Optionally, you can repay it in 2 equal installments after 30 and 60 days). One has theoretically but the possibility for an extra charge to get the money immediately on the account. Cashevs loans are often already in the account after 30 minutes.

The special thing about Cashevs: you can get the Small loans without credit bureau immediately on the account.

Up to 1000 euros immediately to the account without salary with Serratum

In Serratum you also get Small loans as a short-term loan with the option to get the credit immediately on the account (come in a few hours on the account)

With Serratum you can borrow twice as much money as Cashevs.

Again, you can theoretically divide the loan amount into 2 installments and thus borrow the money longer, in which you have to repay the whole sum only after 60 days (1st rate after 30 days, 2nd rate after 60 days).

The positive thing about Serratum is that it does NOT require a salary statement, so it’s easiest to get credit on it.

600 Euro credit immediately to the account with Cashreps

UPDATE: Now borrowing cash of up to 1500 euros from Cashreps and get immediately on the account, despite negative credit bureau

Cashreps is the third mini-loan provider in the German market offering short-term loans.

NEW: instead of 600 euros you can now borrow up to 1500 euros at Cashreps and get the money immediately on the account.

Cashreps loans can be either for free with a few cents / euro on the account (about 10 business days) or for urgent people by express credit with flash transfer immediately (so that it is depending on the time later than 24 hours later on the account, consider only this Banks are open only on weekdays)

Even with Cashreps, there is the money despite negative credit bureau.

If you urgently need money, the mini credit with immediate payment is the right address. For while black loans are circulating in loans over 1000 €, this is hardly the case with the Small loan with immediate payment.

Here are some reputable top providers for microcredits made a name, all of which can score with transparency, customer service and low overall costs.

Debit interest rate of 4.83% – 15.49% (depending on creditworthiness) fixed for the entire term, effective annual interest rate: 4.90% up to a maximum of 15.99%, net loan amount: 1,000 – 100,000 euros, contract period: 12 – 120 months. Representative example: borrowing rate fixed at 7.98% for the entire period, effective annual interest rate: 8,29%, net loan amount: 10,000 euro, contract period: 72 months, monthly installment: 175,29 euro, total interest cost: 2620,68 euro, total repayment ( including all fees): 12.620,68 Euro.

Tips: How does the money go on the spot?

Tips: How does the money go on the spot?

Anyone who needs the mini-loan necessarily immediately on the account, should try as possible to make the application as early as possible. After all, the processing and transfer of course takes at least a few hours.

On the basis of our experience, in the case of an application on a day of the week and before 1 pm in most cases the same or the next day can be expected. The Small loan is then almost immediately available on the account and for free use.

Otherwise, the following conditions are recommended:

  • A fixed income in sufficient amount (this is too low, one is often referred to cooperating private credit marketplaces, which also costs time again)
  • Not too high, existing debts
  • A good credit bureau score – here we have a guide for the instant loan despite credit bureau
  • Error-free and fully completed online loan application
  • If in doubt, a co-applicant or guarantor with top credit rating, this also increases the chances of a positive immediate commitment

Although the mini-credit with immediate payment compared to conventional bank loans is extremely flexible and very unbureaucratic, it is advisable to have a proof of income and documents for identity confirmation always ready to get the Small loan immediately on the account not to endanger. Incidentally, top providers use modern online tools, such as the VideoIdent procedure, for the Small loan with immediate payment.

Small loan immediately on the account: The lightning transfer

Small loan immediately on the account: The lightning transfer

In order to get the Small loan guaranteed to be paid out immediately, some providers have the option “lightning transfer” in the program. After a positive commitment in real time an immediate immediate payment is guaranteed. This usually costs a one-time lightning transfer fee, but is a good solution in urgent cases.

By the way, with the GoastaBank, lightning transfer is free until 1 pm on the same day. At Cashevs a Small loan with immediate payment costs 39 euros extra. Although XpressCredit does not have a flash bank transfer, you can request a Small loan with immediate payment within 24 hours via request.

Why is a Small loan with immediate payment despite credit check seriously possible?

The quite unbureaucratic Small loan with immediate payment is available within hours. This is also made possible by partially automated processes in the context of the online credit check in real time.

The provider system controls essential characteristics such as your income or level of indebtedness, and on the basis of this can provide you with an instant pledge and, subsequently, a Small loan with immediate payout.

If you have good credit, a regular income, and no hard negative traits, you have the best chance of receiving a Small loan with immediate payment.

1000 euros immediately on the account by Small loan: the framework

1000 euros immediately on the account by Small loan: the framework

Otherwise, of course worth knowing are maturities and loan amounts for Small loan with immediate payment. The standard term is basically 30 days. Such a short-term loan is usually repaid in one piece, so is not a installment loan.

Small loans with immediate payment are also available with only 7 days repayment period. With 60 or 62 days (or more), the Small loan with immediate payment is also optionally refundable in 2-5 installments, but this costs extra (“2-rate option”).

A Small loan with immediate payment will in practice in the vast majority of cases in the range of 50 to 1000 euros move. The GoastaBank grants the Small loan with immediate payment even up to 3000 euros. However, a Small loan without credit bureau is more difficult here. In this case, you are better off at Cashevs or Cashreps if you still need the Small loan immediately.

Online loans in comparison: Small loan vs small loan vs normal instant loan

Online loans in comparison: Small loan vs small loan vs normal instant loan

Conclusion: borrow money by Small loan

  • Small loan: Under a Small loan is usually understood loans to 1000 euros (some Small loan providers, however, only 500 to 600 euros, whereas Cashreps even 1500 euros still counts as a Small loan).
  • Small loans are only available as a short-term loan, so they have to be repaid after 30 days
  • Money will be transferred directly to the account for an additional charge, so that depending on the provider can already come in 30 minutes to 24h on the account
  • Goes without credit bureau exam and sometimes even without salary
  • Chance of success: 99%

Conclusion: Money by small loan immediately on the account by means of lightning loan

  • With a small loan is a loan from 1500 euros meant (in exceptional cases, there are small loans even from 1000 euros).
  • However, very few banks are granting these loans as instant loans
  • This express payment to get the cleineteds immediately on the account costs here usually no surcharge
  • There is no guarantee when the loan will really be paid out
  • A small loan is given only for employees with permanent employment and perfect credit bureau as a lightning loan with instant confirmation and today’s payout.
  • An income of at least 1300 euros net is necessary for a small loan of 1500 euros (more for dependent persons such as spouses and children) and correspondingly higher for larger loans
  • Chances of success: 50% (credit bureau score of at least 97 and high income on an indefinite employment contract, on the other hand, very high chances to get the money immediately into the account)

Conclusion: normal online loan in the form of an instant loan on account

  • Everything concerning small loans, also applies to normal online loans, which are immediately transferred to the account. These are instant loans, where both the promise comes immediately, and the loan is still paid today, so it is theoretically in your account the next day
  • Due to the higher loan amount, banks are even stricter here.
  • Chance of success: 30% (TOP credit bureau score, high salary and you quickly send all documents, but also high chances)

Conclusion: A Small loan with immediate payment is the best solution, if you need immediate money on the account. This form of small loan is used primarily for urgent repairs, spontaneous purchases or the bridging of payment bottlenecks until the next salary. The mini-loan with immediate payment is extremely unbureaucratic and despite credit bureau possible, but you should have a regular income in any case