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Month: May 2019

After all, what is surety bond? Say goodbye to the guarantor.

After all, what is surety bond? Say goodbye to the guarantor.

The moment a person is renting a property, it is imperative to exercise caution in certain procedures. The main thing is that the owner has all the guarantees that the contract signed will give him in case of default. It is very common to appoint a guarantor, but this is not always possible, and in this case, surety insurance is a good alternative. The surety bond is a guarantee of the payment of rent that exempts the figure of the…

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Bail in urban leases. | Consumption Responds

Bail in urban leases. | Consumption Responds

  In accordance with Law 29/1994, of November 24, on Urban Leases, modified by Royal Decree-Law 7/2019, of March 1, on urgent measures regarding housing and rental: – To the conclusion of the contract, the requirement and provision of a deposit in cash in an amount equivalent to: 1 monthly rent in the rental of houses. 2 rent monthly installments in the lease for different use of the house. – During the first 5 years of the contract (or during…

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Bond prices: semi-annual payments compared to. annual, general bond prices, frequency of payments, discount vouchers, bonus premiums

Bond prices: semi-annual payments compared to. annual, general bond prices, frequency of payments, discount vouchers, bonus premiums

There are many factors that influence bond prices, including market interest rates, remaining years to maturity, the amount of coupon payments and the frequency of coupons. Bonds usually pay interest on a semi-annual coupon. But assume the coupon’s annual repayment, and if everything remains the same, this change in the frequency of coupon payments may increase or decrease the bond price, depending on the market’s interest rate in relation to the coupon rate. General bond prices Bond prices are changing…

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